Step 1

We collect some very simple information from you to allow us to start your pension review and comparison.

Step 2

We ask you to complete a “Letter of Authority” and return it to us. This allows us to contact your pension providers on your behalf.

Step 3

We carry out a full review of your pensions and compare against the rest of market to see if we can find you a pension that offers a better deal.

Step 4

One of our expert advisers will arrange a call with you to explain our recommendation to you.

Why have a pension Review?

First of all, a pension review will outline all the details of the different pensions you have in place currently, many people have funds that they have forgotten about from old employers and the review will help to uncover these and make sure we can get these working for you. Secondly, it will give you an overview of how your different funds are performing to see if there is room for improvement (there usually is). We can then look at what options are suitable for you to make sure you are getting the most out of the money you are setting aside for your retirement.

Pension Review

Throughout their working lives most people collect a number of different pension plans that are then parked in a drawer somewhere and forgotten about until they mature. The result of this is that your pension may not be worth as much as it could be...

DO YOU UNDERSTAND YOUR CURRENT PENSION ARRANGEMENTS?

What charges are you paying?
How are the investments performing?
How risky are these investments?
Will I have enough in my pension at retirement?
Am I paying an adviser who no longer services me?

We offer a number of pension review services which make sense of your existing arrangements. We will analyse your current pensions then provide a comprehensive report and investment strategy. One of our Financial Planners will take you through these reports and explain the current pensions, what these mean to you and what your options are. Any planning will be tailored around your current circumstances and future needs.

IF YOU HAVE ANY OF THE FOLLOWING ARRANGEMENTS WE WILL BE ABLE TO PROVIDE A REVIEW:

Personal Pensions

Personal Pension Plan
Stakeholder Pension
Self-Invested Personal Pension
Retirement Annuity Contract
Section 32
Trustee Buyout Bond
Deferred Annuity
Free Standing Additional Voluntary Contribution Schemes
Section 226

Company Pension Schemes

Group Personal Pension
Group Stakeholder Pension
Executive Pension Plan
Final Salary Scheme
Defined Benefit Scheme
Small Self-Administered Scheme
Group Money Purchase Scheme
Occupational Scheme
Additional Voluntary Contributions